Real Estate

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  • What is Real Estate? Real estate is "Property consisting of land and the buildings on it, along with its natural resources such as crops, minerals, or water; immovable property of this nature; an interest vested in this; (also) an item of real property; (more generally) buildings or housing in general. Also: the business of real estate; the profession of buying, selling, or renting land, buildings or housing." Residential real estate The legal arrangement for the right to occupy a dwelling in some countries is known as the housing tenure. Types of housing tenure include owner occupancy, Tenancy, housing cooperative, condominiums (individually parceled properties in a single building), public housing, squatting, and cohousing. The occupants of a residence constitute a household. Residences can be classified by, if, and how they are connected to neighboring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residents might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns. Mortgages in real estate In recent years, many economists have recognized that the lack of effective real estate laws can be a significant barrier to investment in many developing countries. In most societies, rich and poor, a significant fraction of the total wealth is in the form of land and buildings. In most advanced economies, the main source of capital used by individuals and small companies to purchase and improve land and buildings is mortgage loans (or other instruments). These are loans for which the real property itself constitutes collateral. Banks are willing to make such loans at favorable rates in large part because, if the borrower does not make payments, the lender can foreclose by filing a court action which allows them to take back the property and sell it to get their money back. For investors, profitability can be enhanced by using an off plan or pre-construction strategy to purchase at a lower price which is often the case in the pre-construction phase of development.[citation needed] But in many developing countries there is no effective means by which a lender could foreclose, so the mortgage loan industry, as such, either does not exist at all or is only available to members of privileged social classes.
  • Bakar is one of the oldest towns on the Northern Adriatic with a long and rich history. Bakar, the ancient town and port, a place where the Mediterranean Sea penetrated most deeply into the European land, looks like a pearl clasped by arms of the deep bay, 4.5 km long, 600 to 700 m wide and 40 m deep. The town is built in an amphitheatric form on a hill. In 1968 its old city centre was proclaimed monument of culture. The area of the town of Bakar was inhabited as early as in the 3rd and the 2nd millennium before Christ. The Roman Empire and Croatian noble families of Frangipanes and Zrinski left profound imprints. In 1779 the empress Maria Theresa awarded Bakar the status of a free town. It is important to note that the representatives of the Town of Bakar were among those who supported the famous Vinodol Code from 1288 where the name of Bakar was mentioned for the first time. A rich history has left an important cultural heritage which is reflected in the Bakar Citadel, Castle of Hreljin, St. Andrew’s Church, the third largest in Croatia, Roman and Turkish houses, Bakar ‘s drystone walls and many other cultural and historical sights and peculiarities.
  • Croatia’s Brand of Tourism Despite its reputation as Europe’s vacation hotspot, Croatia hasn’t given in to mass tourism. The ‘Mediterranean As It Once Was’, motto of Croatia’s tourist board may be overblown in popular destinations where development has taken a firm hold but pockets of authentic culture can be found and there’s still plenty to discover off the grid. This is a country in transition, on the brink between Mitteleuropa and Mediterranean, it offers good news for visitors on all budgets: Croatia is as diverse as its landscapes. Some of the more popular Adriatic locales come with hefty price tags in the summer months, while continental Croatia costs a fraction of what you’ll pay on the coast. The chic and trendy outposts may make you forget that a brutal civil war raged through Croatia in the 1990s. The way in which the country has bounced back is a sign of its people’s resilience – people who are remarkable hosts once you cross the tourist/local barrier
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"The town consists of the wonderful old town, which rises steeply along

the slopes beside a Frankopan castle (16th century), and of a more

modern part of the town situated along the coast. Bakar was once an

important trade port, and a fishing, winegrowing, shipbuilding and

maritime centre. A maritime school was opened there long ago in 1849,

graduating many sailors. In the high standards of that in the

surrounding area. In its more recent past, it was a centre for tuna fishing

in the northern Adriatic and the town receives many foreign visitors.


The Margaretina Summer offers a cultural art programme (concerts,

Chakavian dialect evenings) as well as the chance to see the art creations

of "Mare croaticum" /27-31 June)."


- Doris Markovic, CRO -



"A picturesque vineyard where grapes are grown for the famous
Bakarska vodica champagne, its proximity to Risnjak National Park,
Lokve, Crni Lug, Delnice as well as the ski centres Platak and Bjelolasica
make Bakar an increasnigly visited tourist destination!"

- Toni Mataija, CRO -

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